Apple has added a new spending-tracking feature called Insights to Apple Wallet in iOS 27 beta 2, and it marks the first time US users can access the feature. Insights was already available to users in select international regions, including the UK, in the first beta, so today’s release represents the US rollout of something that has been in testing elsewhere.
To find Insights, tap the three-dot icon in the top-right corner of the Wallet app. Apple describes the feature as a way to “connect accounts to Wallet to see spending insights, recurring transactions, account balances, and more.” The feature aggregates data from the payment accounts saved in Wallet and presents spending trends and financial summaries in a visual format that Apple Health users will find immediately recognizable, drawing on the same concept of organizing and visualizing personal data that Health has used for activity, sleep, and other metrics for years.
A broader Wallet push in iOS 27
Insights is one of at least six new features Apple is bringing to Wallet with iOS 27, which was announced at WWDC 2026. The full list of confirmed changes reflects a deliberate effort to push Wallet beyond its role as a card holder and into something closer to a lightweight financial management tool.
- A new bill-splitting feature powered by Apple Cash and Apple Intelligence, available in the US via Wallet, Messages, and Siri mode in the Camera app
- A “Create a Pass” option accessible through the + button in Wallet, which uses the iPhone camera and Visual Intelligence to scan and digitise physical passes
- Support for 4 new barcode types in Wallet passes: EAN-13, Code 39, Codabar, and ITF
- Order tracking now available in Australia and Canada, expanding beyond the previous US and UK limit
- Improved boarding pass experience from iOS 26 extended to loyalty cards, rewards cards, membership cards, and gift cards
- UI updates including easier access to the Orders feature and more product detail in the order tracking screen, plus an updated app icon
Apple also introduced a companion macOS app called Pass Designer, currently in beta on macOS 27, which lets developers and businesses create and preview passes before deploying them. The breadth of these Wallet and app-level changes follows a pattern Apple established in recent iOS releases of incrementally expanding built-in financial tools.
The staged regional rollout of Insights, appearing in the UK during beta 1 and reaching the US only in beta 2, is a pattern consistent with features that carry financial data dependencies, such as bank partnerships or regulatory requirements. The feature expanding to more regions and more cards with beta 2 suggests Apple is working through those requirements incrementally rather than launching everywhere at once.
