Announced alongside iOS 16 at WWDC, Apple Pay Later will allow users in the United States to split the cost of an Apple Pay purchase into four installments which they can pay over the course of six weeks. According to a new report, the service’s launch has been delayed until 2023 due to developmental issues.
Apple’s installment service, Apple Pay Later, is facing developmental delays
When Apple Pay Later was announced, Apple said that it will be “coming in a future update” to iOS 16, however, no specific date was revealed. In the latest edition of his “Power On” newsletter, Bloomberg’s Mark Gurman reported that the service will launch next year in spring alongside iOS 16.4. The report further details the issues that are causing the delay – technical and engineering challenges.
This leads me to believe that the company isn’t completely certain when Apple Pay Later will be ready for launch. It’s possible the feature won’t arrive until iOS 16.4 in the spring. I’m hearing there have been fairly significant technical and engineering challenges in rolling out the service, leading to the delays.
Apple Pay Later will be available within the Wallet app when it launches so users can easily view, track and repay their payments. “Apple Pay Later is available everywhere Apple Pay is accepted online or in-app, using the Mastercard network,” Apple has confirmed.
In addition to the installment service, Wallet in iOS 16 has a bunch of new features such as Apple Pay Order Tracking, which will allow users to receive details about their orders and other tracking information within the app. Keys and IDs have also received expanded support in iOS 16.
There are also several other iOS 16 features that will be released in a future update. These features include the iCloud Shared Photo Library, Freeform, Matter support, and a new Focus filter that will let users control the content that appears in Messages, Mail, Calendar, and Safari.